ZEC
USDG → native ZEC
One conversion to a transparent Zcash address. Shielding later in your wallet does not erase the public receipt.
PrivateCredit · Stock-backed borrowing
Access credit through PrivateCredit using eligible Stock Tokens as collateral. Borrow USDG, manage your loan, and choose separate conversion to XMR or ZEC.
Variable rates · Public on-chain loans · Collateral at risk. Privacy & risks
Compare eligible Stock Token markets, available USDG and borrowing rates. Your collateral and loan stay on Robinhood Chain.
Connect the wallet holding your eligible Stock Tokens to see your collateral and borrowing capacity.
Your borrowing potential
Connect your wallet to review supported assets and USDG borrowing capacity.
Supported asset value
Wallet required
USDG owed
Wallet required
Checking supported markets…
Optional local model download: hundreds of MB, about 1.1 GB GPU memory. A compatible WebGPU device is required. Download hosts see network requests, but prompts and analysis are not sent to an AI server. Ordinary wallet and RPC reads are separate.
Your LTV, liquidation distance and borrowing headroom will appear here. No wallet signature or transaction is requested.
Scenario estimates, not financial advice or borrowing approval. USDG is assumed to equal $1. Future interest, fees, oracle changes and conversion costs are excluded. Capacity is a threshold ceiling, not a recommended amount; borrowing to it leaves no buffer. Calculations work without AI. Results are not saved by this feature.
Concentration across supported Stock Tokens in this wallet and deposited collateral, plus market-by-market borrowing headroom and liquidation scenarios.
Read-only analysis. No signature, trade or loan is requested.
The current data feed does not provide a verified historical series. Price-drop scenarios are hypothetical, not measured volatility.
This feature sends no portfolio to an AI provider and stores no analysis. Normal wallet, price-service and RPC reads still occur; your on-chain holdings and loans remain public.
Stress-test collateral, see your new LTV and estimate the distance to liquidation before you act.
Manual scenarios need no wallet. Connect on Robinhood Chain to select a position.
Enter collateral value and available liquidity to begin. Results update as you type.
Hypothetical estimates, not a guarantee of safe borrowing or borrowing approval. A 20% buffer uses 80% of the liquidation threshold as the target LTV, not 20 percentage points less. Additional capacity is calculated after the price drop and capped by available pool liquidity. Distance is the further price drop from the stressed scenario to the threshold. Assumes unchanged debt, USDG at $1 and oracle prices tracking the stock; excludes future interest, fees and oracle deviations. No transaction is submitted and no scenario is sent to AI. On-chain positions remain public.
Check positions every 30 seconds while this page is open and visible. Local rules watch LTV, liquidation thresholds and borrow APY. Use the on-device AI below to explain a position.
No auto-transactions, signatures or trading permissions. Closing this page stops monitoring; this is not a 24/7 background service. Alerts may be delayed or missed if the device sleeps or data is unavailable.
No alerts recorded in this session. This does not guarantee safety.
Alerts: LTV reaches 80% of the liquidation threshold, reaches liquidation, rises at least 1 percentage point, or borrow APY rises at least 0.25 percentage points between checks. Session history stays in memory and clears on stop, wallet change or reload. Normal wallet/RPC requests still occur and loans remain public.
Run the local AI topic classifier in your browser. Tested financial calculations supply position explanations; the model does not invent financial figures or execute actions.
This is on-device inference, not hardware-attested confidential cloud compute. No portfolio or prompt is sent to an inference provider. Download hosts see network metadata; wallet/RPC reads and on-chain loans remain public. Your browser, extensions and device must be trusted.
Optional download: hundreds of MB and about 1.1 GB GPU memory. Turn off other local AI panels before loading this one. Model files may remain in browser cache; prompts and answers are not saved by this feature.
Our vision is one connected experience, from the stocks you hold to the money you choose. Today, PrivateCredit brings public USDG borrowing and separately approved XMR or transparent ZEC conversion into one workspace.
Borrow in USDG, then choose where your liquidity goes. Conversion is separate from your loan, and repayment remains in USDG.
Check conversion routesUSDG → native ZEC
One conversion to a transparent Zcash address. Shielding later in your wallet does not erase the public receipt.
USDG → Base USDC → XMR
Two conversions with separate approvals. Receive USDC in your wallet on Base before the XMR swap. ETH is needed for Base gas.
Privacy boundaries
Your collateral and loan remain public on Robinhood Chain. Receiving XMR or later shielding ZEC does not erase that history or guarantee the conversion cannot be linked to you.
Conversion beta: live quotes and unfunded orders have been checked. Funded delivery and refund flows have not been verified end to end.
Rates, prices, and liquidity can move before execution.
Yes. Collateral may be liquidated when a position reaches its market liquidation threshold.
Your Stock Token collateral, USDG loan and repayment. ZEC and XMR are cross-chain destinations; the XMR route also uses Base.
The loan is not private. Collateral and USDG debt remain public. ZEC arrives transparently. Native XMR receipt does not hide your public loan or the information visible to the exchange.
Your USDG debt and interest remain due. A refund does not repay the loan. Keep your order record and manage repayment from Positions.